How to Apply for Rajhi Bank Credit Card?

If you are a working employee in Saudi Arabia, you can easily apply for Al Rajhi Bank Credit Card and enjoy heavy cashback and Mokafaa Loyalty Points.

Requirements

You must have the following to apply for Al Rajhi Bank Credit Card in Saudi Arabia;

1. Latest Salary Identification Letter.
2. Last 3 months’ bank statement.
3. Latest GOSI Salary Certificate.
4. Copy of Digital Iqama.
5. Minimum Salary if the employer is approved: SR 5,000.
6. Minimum Salary if the employer is not approved: SR 7,500.

Apply for Rajhi Bank Credit Card

Once you have all the above documents/requirements, you can start applying for an Al Rajhi Credit Card.

• Open Al Rajhi Bank Account if you don’t have one.
• Download the Application through PlayStore or iTunes.
• Log in to your internet banking account.
• Click on the “Explore” button.
• Select the “Cards” option from the top.
• Click on the “Apply for Card” option.
• Look for the “Credit Cards” tab from the many options given.

On the next page, you need to;

• Add Personal Information.
• Add Income Information such as salary and expenses.
• Select the name of the employer from the Al Rajhi approved List.
• Enter the Date of Joining.
• Attach the Bank Statement, Salary Certificate, and GOSI certificate.

At this stage of applying for the Credit Card,

• Select the card out of the given options. You can either select a cashback credit card or a signature credit card.
• Agree to the terms and conditions.
• Click on the “Submit” button.

That’s it; you have successfully applied for an Al Rajhi Bank Credit Card through its application.

Now, you need to wait for a call from the bank’s representative, who might ask you for more documents or details. If your application is approved, they will deliver the card to your Saudi National Address.

Approve the Card

Once Al Rajhi Bank approves your credentials, they will issue you an approved credit card limit. You need to accept it in the Al Rajhi Bank mobile application.

• Download the Application through PlayStore or iTunes.
• Log in to your internet banking account.
• Click on the “Explore” button.
• Select the “Cards” option from the top.
• Click on the “Tracker” option.
• Click on “Accept and Execute” button.
• Agree to other terms and conditions and complete the transaction.

Issue Promissory Note

Soon you will receive an SMS from Nafith requesting a promissory note in favor of Al Rajhi Bank equivalent to the amount credit limit.

• Click on the link in the SMS.
• Approve the promissory note.
• Approve Nafath Access.
• Are you sure you want to approve this Sanad? Yes.

Activate Credit Card

The next day, the credit card will start appearing on your mobile application. To activate Al Rajhi Bank Credit Card;

• Log in to your internet banking account.
• Click on the “Explore” button.
• Select the “Cards” option from the top.
• Click on the “My Cards” option.
• Click on the “Activate” button on the credit card.
• You will receive an IVR call to activate the credit card.

That’s it, you successfully activated the credit card.