How to get cheapest car insurance in KSA?

On the Tamini website, you can get the lowest price and the cheapest third-party and comprehensive car insurance in Saudi Arabia. Here is the process;

Get Cheap Car Insurance

To get the lowest price and the cheapest car insurance in Saudi Arabia,

Step 1: Register with Tameeni

• Open: https://tameeni.com/
• Click on the Menu bar given on the left hand.
• Select “Login” from the options.
• Click on “Sign Up here“.
• Enter your Mobile Number, Email, and Password.
• Click on the “Sign Up” button.

Step 2: Add Policyholder

At this stage, you will be required to add the policyholder details;

• Click on “Purchase New Policy“.
• Select the type of Insurance;
  • TPL = Third Party Liability Insurance.
  • Comprehensive Policy.
• Click on the “Add Policyholder” button.
• Enter the Iqama Number. 

Step 3: Add Vehicle Details

Now you need to add vehicle details to get the cheapest car insurance in KSA;

• Vehicle Identifier: Registration Card.
• Sequence Number: Vehicle Sequence Number.
• Purpose of Vehicle: Private.
• Policy Effective Date = Start date of the policy.
• Click on “Vehicle Drivers” if you want to add a second driver.

Step 4: Compare the Quotes

Tameeni website will fetch you all the available quotes from where you can select the lowest price and the cheapest car insurance in Saudi Arabia;

• Sort by Price Ascending.
• Select the cheapest insurance company in KSA for third-party insurance.
• Explore the insurance coverage and compare it with the price of comprehensive insurance.
• NCD Discount: Car insurance discount

Step 5: Make the payment

In the last step, you need to;

• Enter your IBAN Number.
• Proceed with the payment.

In case of early termination of the insurance policy, the amount will be credited to this bank account.

Types of Car Insurance

There are two kinds of car insurance in Saudi Arabia, i.e., third-party insurance and comprehensive insurance.

Third-party insurance

In third-party insurance, you ensure the car of the other party of the accident. In case of an accident, your insurance company will pay the other party for the accident caused by your mistake. The insurance does not cover your car.

Comprehensive Insurance

In comprehensive insurance, both parties’ vehicles are covered by the insurance. With this type of car insurance in Saudi Arabia, the insurance company will compensate both parties for the loss if the accident is caused by your mistake.

Deductible Choice

The deductible choice in comprehensive insurance means you will pay the amount mentioned in the deductible clause in case of any claim. Change the deductible amount and see the impact on the overall price of the insurance.

Claims not covered by comprehensive insurance.

Although comprehensive car insurance covers both parties of the accident, as per SAMA guidelines, there are five claims not covered under it if;

1. The car is used for a purpose not allowed by the manufacturer, e.g., a passenger car is used for transporting heavy equipment.
2. The car is driven on dangerous roads.
3. The damage is caused by racing.
4. The accident is caused by crossing the red signal camera.
5. Driving in the opposite direction.